Delivering expert advisory across the full operational and financial lifecycle of a banking institution.
16
Service Lines
100+
Years Accumulative Experience
3
Engagement Models
01
Operational Transformation
End-to-end redesign of banking operations, from process mapping and SLA structuring to technology integration and performance management frameworks.
BPMSLA DesignProcess Re-engineering
02
Core Banking Implementation
Project leadership for core banking system rollouts including Temenos T24, Bloomberg AIM, and treasury management platforms, from vendor selection through to go-live.
Temenos T24Bloomberg AIMERP Integration
03
Regulatory Readiness
Comprehensive compliance preparation for CBUAE, ADGM, and DFSA requirements, including AML framework design, internal controls, and licensing support.
CBUAEADGM / DFSAAML
04
Risk & Governance
Design and implementation of risk management frameworks, fraud prevention initiatives, internal audit structures, and corporate governance models for regulated entities.
Operational RiskFraud PreventionGovernance
05
Fintech Advisory
Operational structuring, governance setup, and regulatory navigation for fintech startups and scale-ups within the UAE’s ADGM, DIFC, and CBUAE sandbox environments.
Startup OpsADGM SandboxDigital Banking
06
ISO 9001:2015 Certification
End-to-end support for BSI ISO 9001:2015 QMS certification, from gap analysis and documentation through to audit preparation, accreditation, and continual improvement programmes.
Gap AnalysisQMS DesignBSI Accreditation
07
Fundraising Assistance for Startups
End-to-end support for financial startups seeking to raise capital, covering investor pitch preparation, financial modelling, due diligence readiness, investor introductions, and term sheet advisory across angel, venture, and institutional funding rounds.
Independent investigation of suspected financial fraud, misconduct, and irregularities within banking and corporate environments. Services include forensic review, transaction tracing, internal control assessment, and preparation of investigation reports for boards, regulators, and legal proceedings.
Expert advisory for financial institutions facing operational disruptions, regulatory intervention, reputational risk, or leadership crises. We provide structured crisis response frameworks, stakeholder communication strategies, and continuity planning aligned with CBUAE and international best practice.
End-to-end guidance for SMEs and startups establishing operations in the UAE, covering entity formation, regulatory registration, and navigating the bank account opening process across UAE commercial banks, leveraging our established institutional relationships to expedite onboarding.
Entity SetupBank OnboardingUAE Registration
11
Treasury Advisory
Strategic advisory on treasury operations design, cash management, interbank dealing, FX hedging, and TMS implementation for GCC financial institutions.
Cash MgmtFX & HedgingTMS
12
Debt Capital Markets
End-to-end advisory on bond and Sukuk issuance programmes, covering structuring, documentation, regulatory approvals, investor relations, roadshows, and exchange listing.
Bond IssuanceSukuk StructuringRoadshows
13
Portfolio Construction & Asset Allocation
Advisory on building and optimising institutional investment portfolios, covering asset allocation strategy, risk-return profiling, multi-asset diversification, and performance benchmarking.
Asset AllocationMulti-AssetBenchmarking
14
Liquidity Management
Design and implementation of liquidity risk frameworks, LCR and NSFR compliance, intraday monitoring, stress testing, and contingency funding planning per Basel III and CBUAE requirements.
LCR / NSFRBasel IIIStress Testing
15
Banking, Finance & Corporate Legal Services
High-quality legal advisory to financial institutions, corporates, and investors across banking, finance, and corporate transactions, grounded in deep UAE law and GCC regulatory expertise.
Advising on bilateral and syndicated financing transactions.
Structuring large-scale corporate and project finance facilities.
Real estate finance and development financing advisory.
Acquisition finance and leveraged transaction support.
Debt restructuring, refinancing, and financial reorganisation.
Drafting and negotiating loan agreements and finance documentation.
Security packages, collateral arrangements, and guarantees.
Intercreditor arrangements and lender coordination structures.
Legal opinions and regulatory advice on banking matters.
Compliance with banking regulations and financial laws.
Corporate & Commercial
Company establishment and corporate structuring in the UAE.
Incorporation, regulatory filings, and licensing procedures.
Shareholders’ agreements, JV agreements, and corporate documentation.
Corporate governance and board advisory matters.
Ongoing corporate legal advisory and compliance support.
Corporate restructuring and reorganisation assistance.
Commercial negotiations and strategic legal structuring.
Common Questions
About our services
What banking advisory services does RBA offer in the UAE?
We offer 16 specialist service lines: operational transformation, core banking implementation, regulatory readiness, risk and governance, fintech advisory, ISO 9001:2015 certification, fundraising assistance for startups, fraud investigation, crisis management, SME setup and bank account opening, treasury advisory, debt capital markets, portfolio construction and asset allocation, liquidity management, and banking, finance and corporate legal services.
Do you provide CBUAE regulatory compliance advisory?
Yes. We provide comprehensive regulatory readiness advisory for CBUAE, ADGM, and DFSA requirements, including AML framework design, internal controls assessment, and licensing support for banks and fintechs operating in the UAE.
Can you assist with Sukuk issuance in the UAE?
Yes. Our Debt Capital Markets service covers end-to-end Sukuk issuance advisory including structuring, documentation, regulatory approvals, investor roadshows, and exchange listing on UAE and international exchanges.
Do you help startups and fintechs open UAE bank accounts?
Yes. We provide end-to-end assistance for SMEs and startups with entity formation, regulatory registration, and navigating the corporate bank account opening process across UAE commercial banks, leveraging our established institutional relationships.
What does crisis management advisory for banks involve?
Our crisis management advisory helps financial institutions respond to operational disruptions, regulatory interventions, reputational risks, or leadership crises. We provide structured crisis response frameworks, stakeholder communication strategies, and business continuity plans aligned with CBUAE requirements.
Do you offer ISO 9001 certification support?
Yes. We provide end-to-end support for BSI ISO 9001:2015 QMS certification, from initial gap analysis and documentation through to audit preparation, BSI external audit support, and post-certification continual improvement programmes.
Discuss a service mandate
We structure engagements to match your requirements and timeline.